Protect the Place You Love
Get Homeowners Insurance
Homeowners Insurance
Whether you are a property owner, landlord or renter, home insurance is important for you! As an independent broker, we work for you!
At HF, we pride ourselves in the fact that we diligently find the right insurance company that will help you save money, while still providing adequate protection. We extended our service hours and now provide service seven days a week to make it convenient in finding the help you need, when you need it.
Our Products
With a variety of coverage options, you can feel safe knowing that your property and those who live there are protected. That way, it’ll help you keep your hard-earned money in your pocket.
Homeowners Insurance (HO3)
You’ve worked hard to make your house a home, so it’s important that you keep it protected. We offer a variety of carriers and coverage options and have a wide range of home insurance discounts to help you save money.
Renters Insurance (HO4)
Just because you currently do not own a home, it doesn’t mean you don’t have assets or have the need for protection. Whether you rent an apartment, a single family home, a penthouse suite, or even just a single room, we’ll have a solution for you.
Condo/Townhouse Insurance (HO6)
Condo and townhome owners understand that their property is within a community and the community association has its own rules as well as insurance protection. Many owners overlook the insurance protection—oftentimes, it may only protect the common area and exterior of the structure, not covering interior units. We have a wide variety of condo and townhome insurance solutions to bridge the gap in coverage that the community does not provide.
Landlord Insurance (Non-Owner Occupied) - Fire Insurance (DP3)
More and more people are using real estate as a vehicle to accumulate wealth. Whether it’s a single family home occupied by a friend or family member, or a multi-unit four-plex rented out to tenants, we have the solution to protect your investment.
Personal Umbrella Insurance
With the rising cost of living, rise of real estate value, and rise in litigation costs, the liability coverage on our auto, home or rental property insurance is often too low to protect us in a lawsuit. An umbrella policy is additional personal liability that sits on top of your personal insurance to provide additional liability coverage.
Earthquake Insurance
The one catastrophic disaster California is mainly plagued with is earthquakes. They don’t happen often but history has shown that when they do, they hit with authority. However, the standard non-endorsed home insurance will not cover damages caused by an earthquake. When an earthquake strikes and causes damage to your property, a separate earthquake policy or rider must be purchased when your property is in need of repair or rebuild.
